CertainSale FAQ

CertainSale FAQ

Q: What are the benefits of using CertainSale?
A:  There are many benefits including:
 
No double moves - stay in your existing home until your new home is complete!
No double mortgage payments - after receiving your guaranteed equity amount, we will make the payments on your trailing home
Purchase OR Start construction on your another home BEFORE you have your home sold!
Our Guarantee pays the net loss as a result of the sale!
Our Guarantee assures that you will receive any excess funds as a result of the sale. In other words, if we make money on the sale and we have covered all our costs to carry the home and closing costs to sell the home - the money is yours!
 
 
Q: How accurate is your evaluation of my home?
A: We love this question! Over the history of the program, the average difference between our valuation and the actual sale price is less than 1%! That means if we determine the expected sale price to be $200,00, the home will sell on average within $2,000 of that figure!
 
 
Q: Can you define the term 'equity'?
A: Equity is the amount of money remaining in your home after subtracting out all mortgages and closing costs from the sale price of the property.
 
 
Q: What are the closing costs associated with selling a home?
A: Typical Fees are:
 
Real estate commission - usually 6-7% of the sale price
Transfer tax - usually 1% of the sale price
Miscellaneous Costs - deed preparation, transaction fee, notary fee and satisfaction fees, and overnight fees - usually $400-$450 
 
 
Q: What are the fees for the program?
A: Application Fee - $425.00, Program Fee - $4,000 Program Fee that may be paid by builder, seller, you or a combination of all. 
 
 
Q: So how do I get my Guaranteed Equity?
A: Your guaranteed equity amount may be funded by an equity loan in conjunction with the financing on your home. We work closely with local banks who understand our program and work with us to make sure all the financial pieces of your transaction fit together perfectly. In most cases, this structure that we create actually lowers your payment per month while you are living in your home, giving you additional savings toward the purchase of your new home! 
 
Q: Why is Realty ONE Group Unlimited the exclusive real estate firm for CertainSale?
A: Greg Bardell and Mark Boff own Realty ONE Group Unlimited. Greg Bardell created the program in 1995 (See our CertainSale Program History section). Understand - this is a powerful tool to help people purchase their dream home and not every real estate company can handle a program like this. We have been managing this program for 20 years!
 
 
Q: Come on! This all sounds too good to be true! You are going to guarantee the sale of my home, cover any loss as a result of the sale and pay me the difference if it makes a net profit over the guarantee?
A: Yep! We hear this question a lot; keep reading!
For most people, making a double move and/or carrying two house payments is not a viable, desirable, or ideal solution in the home purchasing process. That is where CertainSale comes in. With the CertainSale program you:  
 
Obtain the equity in your home before its sold
Purchase your new home and list your existing home for sale at the same time - no house to sell contingencies
No double moves
No double mortgage payments
If the home sells and makes a net profit over the guarantee - it is yours
If the home sells and has a net loss over the guarantee - we pay it
 
Q: Can I list my home with another real estate company? 
A: Yes - ask them how much they are willing to guarantee you. No - not if you are using the CertainSale Program. 
 
 
Q: What if it takes a long time to sell my home?
A: We continue to pay the bills and maintain the property after 120 days until a buyer is found; no matter how long that takes.
 
 
Q: How do I know if my home qualifies for CertainSale?
A: Click on over to our CertainSale Qualifying Parameters section by clicking here.
 
 
Q: What do I do next if I am interested?
A: Give us a call at 717.569.1700 and tell a team member you are interested in more information on CertainSale! We are happy to explain the process, discuss your questions and schedule a time to meet with you! You can also fill out the form below or email info@certainsale.info - we look forward to hearing from you!